How to Register for Social Health Insurance Fund (SHIF) in Kenya
The Social Health Insurance Fund (SHIF) is a public health insurance program established by the Kenyan government to enhance access to affordable and quality healthcare services for citizens.
Launched on March 1, 2024, it aims to replace the existing National Hospital Insurance Fund (NHIF) with broader healthcare coverage for all Kenyan citizens.
This guide provides a comprehensive overview of the registration process, ensuring that all citizens can benefit from SHIF’s numerous advantages.
Understanding the Social Health Insurance Fund (SHIF)
SHIF is designed to improve healthcare accessibility for Kenyans by pooling resources from members, who contribute regularly to a shared fund that covers medical expenses. This approach reduces the need for out-of-pocket payments at the time of service, making healthcare more equitable and affordable.
SHIF covers a wide range of medical services, including outpatient and inpatient care, maternity services, and emergency treatment. Members have access to healthcare services at accredited facilities, which ensures quality care without financial strain. The program also promotes preventive healthcare, encouraging regular check-ups and early interventions for better overall health outcomes.
Members benefit from not only financial savings but also access to a comprehensive network of healthcare providers, ensuring quality treatment when needed. SHIF emphasizes preventive measures, encouraging regular medical visits to maintain health.
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Contribution rates are structured to be affordable and inclusive, with a tiered system based on income levels. For example:
- Lower-income individuals contribute a minimal monthly fee.
- Higher-income earners pay slightly higher rates to sustain the fund.
SHIF is open to all Kenyan citizens over 18 years old, including students, employees, self-employed individuals, and retirees. Those not in formal employment can join through voluntary membership.
Eligibility for SHIF
To qualify for SHIF membership, individuals must:
- Be a Kenyan citizen or legal resident.
- Be over 18 years old.
- Possess a valid national ID or passport.
There are two membership categories:
- Principal Member: The primary account holder, usually the household’s main income earner.
- Dependents: These include spouses and children listed under the principal member’s account during registration.
Required Documents for Registration
When registering for SHIF, the following documents are necessary:
- National ID or passport.
- A recent colored passport-sized photograph.
- Proof of income (e.g., payslip, bank statement, KRA PIN certificate).
For dependents:
- Proof of relationship (e.g., marriage certificate, birth certificate).
- Photographs and identification documents for each dependent.
How to Register for SHIF in Kenya
SHIF registration can be completed through three methods: USSD code, online portal, or in-person at designated registration centers. The following are step-by-step guides for each option:
Option 1: USSD Code Registration
- Dial *147# on your mobile phone.
- Enter your national ID number.
- Follow the prompts to input personal information, such as name, date of birth, and contact details.
Online Registration
- Visit the SHIF Website: Open a web browser and go to the Social Health Authority website. Click on the “Register” button.
- Create an Account: Accept the Terms and Conditions, then fill in your personal details, including your ID type and phone number.
- Complete Registration: Enter the OTP sent to your registered phone number to complete pre-registration. Visit any authorized SHA agent for biometric verification and account activation.
- Update Your Information: Log in to your SHIF account, update your profile with a recent passport photo, and complete the personal information section.
In-Person Registration
- Locate the nearest SHIF agent.
- Visit the agent’s office and request assistance with SHIF registration.
- Fill out the registration form, including personal information, employment status, and contact details.
- Submit required documents for yourself and any dependents.
- Confirm registration and payment details.
Post-Registration Management
Once registered, it is essential to keep your SHIF account information updated to ensure smooth access to healthcare services.
- Updating Personal Information: Log into your Afyangu account using your ID number and PIN, then update your profile as needed.
- Adding or Removing Dependents: On the Afyangu dashboard, select “Dependants” to manage your dependents.
- Checking Contribution Status: View your contribution history and monthly dues by logging into your Afyangu account and selecting “Overview.”
Enjoying the Benefits of SHIF
As a SHIF member, you now have access to various healthcare services at designated health facilities across Kenya, including inpatient and outpatient care, maternity services, and emergency care. To enjoy these benefits, ensure timely monthly contributions to avoid service interruptions. For assistance, contact the SHIF customer care center.
How to Register for Social Health Insurance Fund (SHIF) in Kenya
How to Register for Social Health Insurance Fund (SHIF) in Kenya
