HELB Opens Loan Applications: Check If You Qualify.
The Higher Education Loans Board (HELB) has officially opened applications for Undergraduate Subsequent Loans for continuing university students, enabling eligible beneficiaries to apply for financial support for the 2026/2027 academic year.
The announcement was made by HELB on July 8 through an official statement, confirming that the application window is now open for continuing undergraduate students seeking subsequent loan financing.
“The Higher Education Loans Board (HELB) is pleased to announce that applications for the Undergraduate Subsequent Loan are now open,” HELB stated.
According to the Board, the application exercise targets students making their second, third, or fourth loan application, depending on the duration of their academic programmes in accredited public and private universities.
More than 400,000 continuing undergraduate students are expected to benefit from the subsequent loans and scholarships during the current academic year.
The funding is supported by a record allocation of KSh56.3 billion under the 2026/2027 National Budget for university students. Out of the total allocation, KSh30 billion has been specifically earmarked for university scholarships as part of the government’s higher education financing programme.
Undergraduate Subsequent Loan Application Channels
HELB stated that eligible continuing students can submit their applications through two official digital platforms:
- The HELB Mobile Application.
- The USSD service by dialling *642#.
The Board indicated that the digital platforms are intended to facilitate faster processing and improve accessibility for applicants across the country.
Application Procedure Through USSD *642#
Applicants seeking to apply using the USSD platform are required to follow the following procedure:
- Dial *642# using the mobile phone number registered with HELB.
- Register or log in using the applicant’s full name, national identity card number, and date of birth.
- Create and confirm a secure four-digit Personal Identification Number (PIN).
- Select the Subsequent Application option.
- Choose the appropriate funding category, including Undergraduate Loan or Technical and Vocational Education and Training (TVET) Loan and Scholarship where applicable.
- Read and accept the terms and conditions.
- Confirm personal details and submit the application.
- Receive a confirmation Short Message Service (SMS) containing the application serial number.
Application Procedure Through the HELB Mobile App
Applicants using the HELB Mobile Application are required to complete the following steps:
- Download the official HELB Mobile Application from the Google Play Store.
- Register or log in using the phone number registered with HELB.
- Navigate to the Loans or Subsequent Products section.
- Select the Apply option.
- Complete the required financial literacy questions.
- Select a preferred payment method, including Mobile Money or Bank payment options where applicable.
- Submit the application and await confirmation.
Read Also: Missed KUCCPS Deadline? CS Ogamba Orders KUCCPS to Reopen Applications
HELB has advised eligible continuing undergraduate students to submit their subsequent loan applications through the official digital platforms provided for consideration under the 2026/2027 academic year funding programme.
HELB Opens Loan Applications: Check If You Qualify.
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